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Demonstrating leadership in inclusive finance and climate-conscious urban mobility across 10 countries
Mikro Kapital is proud to release its 2024 ESG and Impact Report in honour of World Environment Day, reinforcing our unwavering commitment to inclusive finance and sustainable urban mobility solutions.
Transforming lives through financial inclusion
Throughout 2024, Mikro Kapital supported more than 175,000 end-borrowers and 16,000 car-sharing users across 10 countries, with a strategic focus on financial inclusion, female empowerment, agricultural development in rural regions, and green innovation initiatives.
Key impact highlights
Our 2024 achievements demonstrate the tangible difference responsible investing makes in communities worldwide:
Financial inclusion and quality of life
– 80% of clients reported significant improvements in their quality of life,
– 46% of end-borrowers were women, with nearly half receiving financing for the first time,
– 57% of clients were involved in agriculture, directly supporting food security and rural economic growth.
Green innovation and sustainability
– Green loans deployed across rural Kyrgyzstan, Moldova, Romania and Tajikistan,
– Funded initiatives include solar panel installations, water access improvements, and eco-tourism ventures,
– Introduced fully electric vehicles in Czechia with a 75% hybrid fleet ratio,
– Expanded EV leasing services in Uzbekistan.
Digital transformation
– Achieved 95% digital service delivery for clients in Armenia,
– Enhanced online accessibility and streamlined customer experience.
Leadership perspective
“Responsible investing is not only the right thing to do—it is a fundamental driver of long-term value,” emphasized Johannes Feist, CEO of Mikro Kapital. “Our 2024 Report demonstrates the real-world impact of our work, from bringing green energy to remote communities to providing tailored financial solutions for women entrepreneurs.”
Our commitment moving forward
Mikro Kapital remains steadfast in our mission to expand green mobility solutions and sustainable lending practices. We continue to unlock opportunities for underrepresented groups while building an investment model that delivers both strong financial returns and measurable social impact.
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Access the full report
The complete 2024 ESG and Impact Report is available at: https://mikrokapital.com/impact-finance/our-social-responsability
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