What we do

Mikro Kapital, focused on impact finance and microfinance, operates through its Luxembourg securitization funds collecting financial resources from European Institutional and Private Investors through the issuance of fixed coupon, fixed maturity debt securities linked to the risks related to micro-financing.

The securitization funds invest the proceeds in their own local Portfolio companies, in emerging countries in Europe, Central Asia and APAC region, which provide micro credits, micro loans and access to sharing economy solutions to MSMEs to support their development and generating a positive impact on local communities.

At the same time Mikro Kapital offers a very interesting opportunity for investors to diversify their portfolio by investing in real economy sectors, which are flourishing thanks to the enthusiasm of their managers and largely unaffected by the volatility of the financial market.

Over 16 years of activity, in a historical period marked by exceptional turbulence on the financial markets, the default rate on the credit awarded has been average below 1%, at Portfolio Companies level, which has led to a remarkable Risk/Reward.