Assets Management

Microfinance techniques for investing in small businesses

Assets Management

Launched in 2008, Mikro Kapital is an asset management company specialized in the use of microfinance techniques for investing in small businesses across emerging areas of the world, especially in Russia and Russian-connected countries, Central and East Asia, and Latin America.

Microcredit has a direct influence on business, stimulating the growth of small companies and increasing the wellbeing of their owner, therefore making it highly valuable at a social level. At the same time, it provides a very interesting opportunity for investors to diversify their portfolio by investing in core business in the industrial, agricultural, and service sectors, which are flourishing thanks to the enthusiasm of their managers and which are largely unaffected by the volatility of the financial markets.

We believe in real economy

Mikro Kapital invests in the real economy through its two funds: Mikro Fund and Alternative Fund.

Over 10 years of activity, in a historical period marked by exceptional turbulence on the financial markets, the default rate on the credit awarded has been below 1%, which has led to a remarkable Risk/Reward of our EMTNs.

The idea behind Mikro Kapital is to finance small businesses in emerging areas of the world at the current rates, gathering funds from European institutional and qualified private investors, through the issue of bonds (EMTNs) in Luxembourg, with an appealing and competitive yield and a maturity of 24, 36 or 60 months.

Mikro Kapital Funds

Discover the opportunities of the Mikro Kapital main funds: Mikro Fund and Alternative Fund. Both funds invest in their own network of regional branches and in third parties, such as local small financial institutions, leasing companies, banks or credit cooperatives.


Investment solutions

Mikro Kapital is an asset management company established under Luxembourg law in 2008. It is regulated by the EU and monitored and controlled by Luxembourg authorities.


Our Business Model

Mikro Fund Invests in loans to small and medium-sized enterprises in Russia and Belarus while Alternative Fund looks to allocate resources in Europe and CIS Countries (Romania, Moldova, Armenia) and in Emerging Countries East Asia and Central America.

Both funds invest in their own network of regional branches named “Mikro Kapital” and in third parties, such as local small financial institutions, leasing companies, banks or credit cooperatives. Mikro and Alternative Fund collect financial resources from European Institutional and Private Investors through EMTNs (European Medium Term Note) with a maturity of 18 or 24 month.